Individual Planning

 

Your life's goals and dreams are your own, but that the path to achieving them may need clarity, requiring a distinctive service that offers individual attention and personalized guidance. We can help you identify the goals you have in both the short and long-term and create a customized road map that can help you work towards achieving your goals.

We can help you:

• Actively plan for and save toward your desired retirement lifestyle in a balanced, disciplined approach.
• Decide how to invest based on your goals and risk tolerance.
• Recommend solutions that help protect you and your family against the unexpected.
• Determine how much you'll need to save for college.
• Minimize tax impact on your portfolio.
• Establish an estate plan to make sure your financial success is shared with your family and charitable organizations.

Services:

• Comprehensive Financial Planning

• Retirement Planning
• Risk Management

          - Life Insurance 

         - Disability Insurance
         - Long-Term Care Insurance
• Investment Strategies

          - Money Managers 

         - Mutual Funds
         - Stocks & Bonds

         - Annuities

• College Planning

          - 529 Plans

         - UTMAs
• Estate Planning

• Charitable Giving Planning

          - Donor-Advised Funds

         - Charitable Remainder Trust
         - Charitable Lead Trust

         - Pooled Income Fund

• Tax Planning

         - Tax Loss Harvesting

• Social Security Planning