Comprehensive Financial Planning

Through a collaborative, one-on-one relationship and a concise process, we will help you realize the full potential of your financial future by identifying and prioritizing your short- and long-term goals. This is a critical first step in helping you engineer a targeted plan that employs financial strategies customized to meet your needs.

Your Financial Plan

Knowing your goals is the first and most important step in financial planning. Some, such as retirement funding, are easy to name. But there are others that may not be as evident. Through a collaborative approach and comprehensive process, we can help uncover goals that can make a big difference in realizing the full potential of your financial future.

Here's What's Involved:

Step 1 (Discovery Interview) – Understand your unique goals and objectives.
Step 2 (Gather Data) – Gather your data to develop your personal plan.
Step 3 (Analyze & Develop Plan) – Analyze your current situation and develop comprehensive solutions.
Step 4 (Plan Presentation and Delivery) – Review your plan and discuss recommended strategies.
Step 5 (Implementation) – Implement plan recommendations.
Step 6 (Monitor & Update) – Monitor your plan and update periodically.

*Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial plan fee. Periodic reviews of your financial plan may require a new planning agreement and result in additional fees. 


The Six Areas of Financial Planning


A review of your financial position provides a better understanding of where you are right now. This financial picture will address your balance sheet, cash flow and debt management and if savings are balanced and appropriate for meeting your goals.

Analyze your situation and help find ways to protect your income, assets and, if you're a business owner, your business, at every stage of your life and as circumstances change.

Design a strategy to help you invest your assets in order to meet your financial goals by taking into consideration your personal situation and tolerance for risk.

When applied appropriately in conjunction with a financial plan, tax strategies can help reduce the impact of taxes on investment returns and income. While only your accountant or attorney may provide tax or legal advice, your financial planner can work with them to coordinate a plan that best suits your needs.

Obviously, the earlier you start saving, the more flexibility and freedom you'll have to choose the when, how and where of retirement. If you're a business owner, your financial planner can show you how to take advantage of retirement strategies to help maximize your retirement savings while offering plans that can reward and retain top talent. And even if you've already retired, your financial planner can help to ensure that your savings continue to work for you.

Proper estate planning can help you to pass on more of your wealth to your family and charities than to taxes. It can take into consideration the special concerns of young families with minor children, business owners who need to address succession planning or grandparents who'd like to help the grandchildren go to college.