Individual Planning

 

Your life's goals and dreams are your own, but that the path to achieving them may need clarity, requiring a distinctive service that offers individual attention and personalized guidance. We can help you identify the goals you have in both the short and long-term and create a customized road map that can help you work towards achieving your goals.

We can help you:

  • Actively plan for and save toward your desired retirement lifestyle in a balanced, disciplined approach.
  • Decide how to invest based on your goals and risk tolerance.
  • Recommend solutions that help protect you and your family against the unexpected.
  • Determine how much you'll need to save for college.
  • Minimize tax impact on your portfolio.
  • Establish an estate plan to make sure your financial success is shared with your family and charitable organizations.

Services:

 Comprehensive Financial Planning
• Retirement Planning
• Risk Management
          - Life Insurance 
         - Disability Insurance
         - Long-Term Care Insurance

 Investment Strategies
          - Money Managers 
         - Mutual Funds
         - Stocks & Bonds
         - Annuities
 College Planning
          - 529 Plans
         - UTMAs
• Estate Planning
 Charitable Giving Planning
          - Donor-Advised Funds
         - Charitable Remainder Trust
         - Charitable Lead Trust
         - Pooled Income Fund
 Tax Planning
         - Tax Loss Harvesting
 Social Security Planning